For collection agencies, from one collector to a full floor
Collection GoatAI debt collection software. Built by a top collector
An AI calling agent, an integrated dialer, and a compliance engine built around FDCPA and Regulation F — the operating system a real collection floor runs on.
14-day free trial · No credit card required · Cancel anytime, with free offboarding
Need a trial code? Book a quick demo →Usage figures as of November 2026.
The Unifying Intelligence
One Brain. Every Vertical.
Collection Goat, Invoice Goat, Funding Goat, Rent Goat — different businesses, one shared AI core underneath. Switch modes and the whole platform reconfigures: branding, letter language, compliance rules, even how the AI talks about your accounts.
Meet Your AI Agent
Outbound Calling, Done By The Book.
Alex runs your outbound call campaigns — verifying identity, presenting resolution options, and negotiating settlements within limits you set. Every call respects the debtor's own time zone and your call-frequency limits automatically.
How we keep Alex inside the lines
Alex doesn’t improvise the parts that matter. The lowest number he can accept comes from your settings and is enforced by the platform, not left to the AI. He tells every caller he’s an AI, verifies identity before he discusses an account, and never takes card details. If someone says stop, disputes the debt, or mentions an attorney, it’s recorded on the account and flagged for your team.
New — Legal Referral Network
When Collection Ends, Litigation Begins.
Refer an account to outside counsel without losing visibility. Your attorney gets their own portal — case status, court dates, judgment tracking, and shared documents — automatically synced back to your agency.
Referral partners log into their own dashboard, see only their assigned cases, and update status directly.
One click generates a clean report — debtor info, balance, case status, and full note history — ready for court.
Agency and attorney share files back and forth through private, secure storage — no more email attachments.
Any letter in the system can go out as real, physical, USPS-mailed correspondence — no printer required.
Full Platform
Everything Your Agency Needs.
Not a generic CRM with collection features bolted on. Built from the ground up by someone who ran a collection floor.
Runs outbound call campaigns within each debtor's own local hours and your call-frequency limits, automatically. Verifies identity, negotiates within a ceiling you set, and sends a secure payment link — it never collects card details itself.
Import any CSV format. AI maps columns automatically and loads thousands of accounts in minutes.
Refer accounts straight to outside counsel. Attorneys get their own portal — case status, documents, and downloadable legal reports, all shared live with your agency.
Send real, physical, USPS-mailed letters straight from the platform — no printer, no envelopes, no separate vendor to manage.
Click-to-dial, auto dialer campaigns, call recording. Your agents stay on the phone, not the keyboard.
Gamified leaderboards, real-time point systems, and automated contests that drive agent performance daily.
Live dashboards for owners. See every agent, every call, every collection happening right now.
6-tier certification from Rookie to GOAT. Quizzes, video modules, scripts, role play, and compliance training.
Demand letters, settlement offers, PIF confirmations generated by AI and sent from your verified domain instantly.
Post PIFs, PTPs, NSFs, and payment plans. Full payment history, spiff tracking, and remittance reports.
Clients see their own portfolio live, and can upload new placements themselves — no more emailing spreadsheets back and forth.
One AI that knows every account, every debtor, every agent — and speaks the correct language for whichever vertical you're running.
Training Academy
Certify Your Entire Floor.
6-tier certification system from Rookie to GOAT. Video modules, scripts, role play, compliance training, and quizzes — all inside the platform.
Built By A Collector
Why I Built This.
“I built this because I was tired of plugging in to 5 different tools.”
Nash Frazier
Founder, and a collector who worked the floor.
Connect on LinkedInReady To Get Started?
One Platform.
Every Vertical.
Automate your operations, certify your agents, and run recovery across debt, invoices, lending defaults, or rent — all from one platform built by someone who has sat in the seat.
14-day free trial · No credit card required · Cancel anytime, with free offboarding
Need a trial code? Book a quick demo →